Call reports 2023
TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK — 2023
What TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 120,360,000 | 116,500,000 | 124,002,000 | 126,990,000 |
| Total loans | 32,292,000 | 32,619,000 | 32,905,000 | 32,031,000 |
| Allowance for loan losses | 530,000 | 525,000 | 525,000 | 475,000 |
| Securities available for sale | 13,381,000 | 13,350,000 | 13,331,000 | 0 |
| Securities held to maturity | 59,960,000 | 55,591,000 | 58,466,000 | 62,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,141,000 | 103,692,000 | 110,727,000 | 113,968,000 |
| Interest-bearing deposits | 67,264,000 | 62,563,000 | 71,153,000 | 66,887,000 |
| Noninterest-bearing deposits | 40,878,000 | 41,130,000 | 39,574,000 | 47,081,000 |
| Equity capital | 12,073,000 | 12,479,000 | 12,966,000 | 12,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,069,000 | 3,214,000 | 4,507,000 |
| Interest expense | 28,000 | 69,000 | 130,000 | 202,000 |
| Net interest income | 988,000 | 2,000,000 | 3,084,000 | 4,305,000 |
| Noninterest income | 246,000 | 494,000 | 752,000 | -205,000 |
| Noninterest expense | 692,000 | 1,413,000 | 2,123,000 | 2,865,000 |
| Provision for loan losses | 0 | 0 | 0 | -50,000 |
| Pretax income | 542,000 | 1,081,000 | 1,713,000 | 1,285,000 |
| Income tax | 87,000 | 199,000 | 330,000 | 237,000 |
| Net income | 455,000 | 882,000 | 1,383,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,400,000 | 13,828,000 | 14,328,000 | 12,794,000 |