Call reports 2022
TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK — 2022
What TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 126,559,000 | 123,747,000 | 125,932,000 | 123,019,000 |
| Total loans | 35,928,000 | 37,027,000 | 35,148,000 | 32,983,000 |
| Allowance for loan losses | 759,000 | 758,000 | 758,000 | 530,000 |
| Securities available for sale | 14,134,000 | 13,458,000 | 13,183,000 | 13,239,000 |
| Securities held to maturity | 39,426,000 | 50,950,000 | 64,429,000 | 68,103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,297,000 | 112,754,000 | 114,760,000 | 111,266,000 |
| Interest-bearing deposits | 72,592,000 | 70,491,000 | 73,247,000 | 67,520,000 |
| Noninterest-bearing deposits | 42,705,000 | 42,263,000 | 41,512,000 | 43,746,000 |
| Equity capital | 11,111,000 | 10,829,000 | 10,946,000 | 11,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,313,000 | 2,069,000 | 2,997,000 |
| Interest expense | 11,000 | 22,000 | 33,000 | 54,000 |
| Net interest income | 607,000 | 1,291,000 | 2,036,000 | 2,943,000 |
| Noninterest income | 248,000 | 484,000 | 703,000 | 962,000 |
| Noninterest expense | 669,000 | 1,277,000 | 1,824,000 | 2,572,000 |
| Provision for loan losses | 0 | 0 | 0 | -225,000 |
| Pretax income | 186,000 | 498,000 | 915,000 | 1,558,000 |
| Income tax | 40,000 | 103,000 | 188,000 | 321,000 |
| Net income | 146,000 | 395,000 | 727,000 | 1,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,854,000 | 12,103,000 | 12,435,000 | 12,946,000 |