Call reports 2019
TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK — 2019
What TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 109,083,000 | 104,494,000 | 102,108,000 | 105,930,000 |
| Total loans | 35,350,000 | 34,675,000 | 38,032,000 | 39,123,000 |
| Allowance for loan losses | 712,000 | 707,000 | 707,000 | 711,000 |
| Securities available for sale | 36,615,000 | 36,810,000 | 21,618,000 | 21,611,000 |
| Securities held to maturity | 10,768,000 | 10,246,000 | 18,054,000 | 17,493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,755,000 | 93,631,000 | 90,881,000 | 94,422,000 |
| Interest-bearing deposits | 65,857,000 | 61,452,000 | 60,775,000 | 62,697,000 |
| Noninterest-bearing deposits | 32,897,000 | 32,179,000 | 30,106,000 | 31,725,000 |
| Equity capital | 10,136,000 | 10,606,000 | 10,933,000 | 11,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,812,000 | 2,703,000 | 3,599,000 |
| Interest expense | 27,000 | 59,000 | 90,000 | 125,000 |
| Net interest income | 899,000 | 1,753,000 | 2,613,000 | 3,474,000 |
| Noninterest income | 256,000 | 496,000 | 739,000 | 1,008,000 |
| Noninterest expense | 681,000 | 1,321,000 | 2,027,000 | 2,779,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 474,000 | 928,000 | 1,325,000 | 1,703,000 |
| Income tax | 93,000 | 184,000 | 264,000 | 340,000 |
| Net income | 381,000 | 744,000 | 1,061,000 | 1,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,355,000 | 10,719,000 | 11,128,000 | 11,337,000 |
| Total capital | 10,929,000 | 11,265,000 | 11,639,000 | 11,994,000 |
| Risk-weighted assets | 45,877,000 | 43,428,000 | 40,601,000 | 52,557,000 |