Call reports 2018
TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK — 2018
What TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 101,754,000 | 98,609,000 | 105,175,000 | 103,516,000 |
| Total loans | 38,427,000 | 36,652,000 | 37,065,000 | 34,945,000 |
| Allowance for loan losses | 714,000 | 714,000 | 712,000 | 712,000 |
| Securities available for sale | 19,358,000 | 28,259,000 | 28,374,000 | 31,386,000 |
| Securities held to maturity | 14,773,000 | 13,962,000 | 13,162,000 | 12,647,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,807,000 | 88,446,000 | 94,632,000 | 92,624,000 |
| Interest-bearing deposits | 61,980,000 | 58,584,000 | 63,299,000 | 60,618,000 |
| Noninterest-bearing deposits | 29,827,000 | 29,862,000 | 31,333,000 | 32,006,000 |
| Equity capital | 9,803,000 | 9,970,000 | 10,305,000 | 10,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,539,000 | 2,350,000 | 3,189,000 |
| Interest expense | 7,000 | 17,000 | 28,000 | 44,000 |
| Net interest income | 756,000 | 1,522,000 | 2,322,000 | 3,145,000 |
| Noninterest income | 286,000 | 516,000 | 738,000 | 975,000 |
| Noninterest expense | 674,000 | 1,305,000 | 1,926,000 | 2,576,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 365,000 | 730,000 | 1,131,000 | 1,541,000 |
| Income tax | 32,000 | 100,000 | 171,000 | 249,000 |
| Net income | 333,000 | 630,000 | 960,000 | 1,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,015,000 | 10,312,000 | 10,642,000 | 10,975,000 |
| Total capital | 10,642,000 | 10,893,000 | 11,227,000 | 11,523,000 |
| Risk-weighted assets | 49,952,000 | 46,402,000 | 46,625,000 | 43,754,000 |