Call reports 2017
TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK — 2017
What TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 100,571,000 | 102,064,000 | 103,519,000 | 97,848,000 |
| Total loans | 37,407,000 | 38,014,000 | 40,474,000 | 40,195,000 |
| Allowance for loan losses | 697,000 | 704,000 | 708,000 | 711,000 |
| Securities available for sale | 21,064,000 | 21,382,000 | 21,249,000 | 19,619,000 |
| Securities held to maturity | 18,225,000 | 16,937,000 | 16,263,000 | 15,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,668,000 | 90,831,000 | 91,976,000 | 86,204,000 |
| Interest-bearing deposits | 63,392,000 | 64,201,000 | 64,208,000 | 57,192,000 |
| Noninterest-bearing deposits | 26,276,000 | 26,630,000 | 27,769,000 | 29,011,000 |
| Equity capital | 10,714,000 | 10,986,000 | 11,261,000 | 11,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,564,000 | 2,322,000 | 3,136,000 |
| Interest expense | 7,000 | 14,000 | 23,000 | 29,000 |
| Net interest income | 809,000 | 1,550,000 | 2,299,000 | 3,107,000 |
| Noninterest income | 267,000 | 529,000 | 789,000 | 1,049,000 |
| Noninterest expense | 688,000 | 1,333,000 | 1,969,000 | 2,645,000 |
| Provision for loan losses | 73,000 | 79,000 | 84,000 | 87,000 |
| Pretax income | 315,000 | 667,000 | 1,035,000 | 1,424,000 |
| Income tax | 98,000 | 199,000 | 307,000 | 422,000 |
| Net income | 217,000 | 468,000 | 728,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,898,000 | 11,149,000 | 11,410,000 | 11,682,000 |
| Total capital | 11,518,000 | 11,774,000 | 12,073,000 | 12,307,000 |
| Risk-weighted assets | 49,587,000 | 49,991,000 | 53,008,000 | 49,804,000 |