Call reports 2015
TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK — 2015
What TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 106,546,000 | 101,120,000 | 100,694,000 | 102,479,000 |
| Total loans | 32,478,000 | 33,630,000 | 34,547,000 | 33,972,000 |
| Allowance for loan losses | 457,000 | 492,000 | 526,000 | 541,000 |
| Securities available for sale | 18,180,000 | 11,669,000 | 9,071,000 | 14,907,000 |
| Securities held to maturity | 25,672,000 | 24,656,000 | 23,655,000 | 23,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,106,000 | 91,448,000 | 90,643,000 | 92,479,000 |
| Interest-bearing deposits | 61,316,000 | 58,374,000 | 60,018,000 | 59,257,000 |
| Noninterest-bearing deposits | 35,790,000 | 33,074,000 | 30,625,000 | 33,223,000 |
| Equity capital | 9,115,000 | 9,330,000 | 9,566,000 | 9,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,415,000 | 2,129,000 | 2,851,000 |
| Interest expense | 7,000 | 14,000 | 20,000 | 27,000 |
| Net interest income | 692,000 | 1,401,000 | 2,109,000 | 2,824,000 |
| Noninterest income | 263,000 | 540,000 | 803,000 | 1,084,000 |
| Noninterest expense | 654,000 | 1,321,000 | 1,967,000 | 2,680,000 |
| Provision for loan losses | 24,000 | 66,000 | 93,000 | 108,000 |
| Pretax income | 277,000 | 554,000 | 852,000 | 1,120,000 |
| Income tax | 89,000 | 148,000 | 229,000 | 298,000 |
| Net income | 188,000 | 406,000 | 623,000 | 822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,115,000 | 9,446,000 | 9,663,000 | 9,861,000 |
| Total capital | 9,572,000 | 9,938,000 | 10,189,000 | 10,402,000 |
| Risk-weighted assets | 47,378,000 | 47,898,000 | 48,117,000 | 48,379,000 |