Call reports 2014
TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK — 2014
What TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 93,117,000 | 95,010,000 | 99,727,000 | 102,389,000 |
| Total loans | 24,213,000 | 26,681,000 | 29,647,000 | 31,764,000 |
| Allowance for loan losses | 400,000 | 413,000 | 429,000 | 433,000 |
| Securities available for sale | 6,603,000 | 6,605,000 | 7,407,000 | 20,194,000 |
| Securities held to maturity | 30,291,000 | 28,320,000 | 27,396,000 | 26,546,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,506,000 | 86,163,000 | 90,624,000 | 93,070,000 |
| Interest-bearing deposits | 57,751,000 | 56,961,000 | 60,239,000 | 57,104,000 |
| Noninterest-bearing deposits | 26,754,000 | 29,203,000 | 30,385,000 | 35,966,000 |
| Equity capital | 8,336,000 | 8,520,000 | 8,719,000 | 8,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,225,000 | 1,866,000 | 2,580,000 |
| Interest expense | 10,000 | 18,000 | 26,000 | 33,000 |
| Net interest income | 586,000 | 1,207,000 | 1,840,000 | 2,547,000 |
| Noninterest income | 261,000 | 523,000 | 785,000 | 1,051,000 |
| Noninterest expense | 633,000 | 1,273,000 | 1,879,000 | 2,506,000 |
| Provision for loan losses | 14,000 | 27,000 | 44,000 | 66,000 |
| Pretax income | 200,000 | 430,000 | 702,000 | 1,026,000 |
| Income tax | 47,000 | 100,000 | 171,000 | 260,000 |
| Net income | 153,000 | 330,000 | 531,000 | 766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,426,000 | 8,604,000 | 8,804,000 | 9,039,000 |
| Total capital | 8,826,000 | 9,017,000 | 9,233,000 | 9,472,000 |
| Risk-weighted assets | 35,038,000 | 38,359,000 | 42,708,000 | 47,330,000 |