Call reports 2013
TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK — 2013
What TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 101,717,000 | 85,595,000 | 88,362,000 | 93,275,000 |
| Total loans | 18,125,000 | 20,622,000 | 20,307,000 | 23,636,000 |
| Allowance for loan losses | 333,000 | 347,000 | 371,000 | 386,000 |
| Securities available for sale | 46,843,000 | 41,615,000 | 7,525,000 | 7,518,000 |
| Securities held to maturity | 0 | 0 | 32,057,000 | 31,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,754,000 | 77,194,000 | 79,770,000 | 84,654,000 |
| Interest-bearing deposits | 68,437,000 | 52,616,000 | 56,492,000 | 56,423,000 |
| Noninterest-bearing deposits | 24,317,000 | 24,578,000 | 23,278,000 | 28,231,000 |
| Equity capital | 8,299,000 | 7,943,000 | 8,056,000 | 8,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,085,000 | 1,654,000 | 2,304,000 |
| Interest expense | 17,000 | 30,000 | 40,000 | 48,000 |
| Net interest income | 513,000 | 1,055,000 | 1,614,000 | 2,256,000 |
| Noninterest income | 261,000 | 512,000 | 763,000 | 1,017,000 |
| Noninterest expense | 618,000 | 1,239,000 | 1,878,000 | 2,514,000 |
| Provision for loan losses | 18,000 | 32,000 | 45,000 | 60,000 |
| Pretax income | 138,000 | 296,000 | 454,000 | 699,000 |
| Income tax | 20,000 | 48,000 | 75,000 | 125,000 |
| Net income | 118,000 | 248,000 | 379,000 | 574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,818,000 | 7,949,000 | 8,079,000 | 8,274,000 |
| Total capital | 8,151,000 | 8,296,000 | 8,450,000 | 8,660,000 |
| Risk-weighted assets | 33,925,000 | 33,620,000 | 32,578,000 | 34,751,000 |