Call reports 2011
TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK — 2011
What TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 78,303,000 | 77,896,000 | 80,279,000 | 80,677,000 |
| Total loans | 17,582,000 | 16,007,000 | 15,292,000 | 15,481,000 |
| Allowance for loan losses | 282,000 | 287,000 | 291,000 | 296,000 |
| Securities available for sale | 33,266,000 | 33,392,000 | 35,063,000 | 31,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,820,000 | 68,254,000 | 71,460,000 | 71,891,000 |
| Interest-bearing deposits | 54,497,000 | 52,684,000 | 53,158,000 | 51,857,000 |
| Noninterest-bearing deposits | 14,323,000 | 15,570,000 | 18,302,000 | 20,034,000 |
| Equity capital | 8,455,000 | 8,656,000 | 7,847,000 | 7,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 586,000 | 1,142,000 | 1,677,000 | 2,198,000 |
| Interest expense | 37,000 | 72,000 | 102,000 | 130,000 |
| Net interest income | 549,000 | 1,070,000 | 1,575,000 | 2,068,000 |
| Noninterest income | 317,000 | 603,000 | 887,000 | 1,121,000 |
| Noninterest expense | 576,000 | 1,138,000 | 1,720,000 | 2,344,000 |
| Provision for loan losses | 4,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 286,000 | 526,000 | 728,000 | 827,000 |
| Income tax | 73,000 | 127,000 | 169,000 | 175,000 |
| Net income | 213,000 | 399,000 | 559,000 | 652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,835,000 | 8,021,000 | 7,182,000 | 7,275,000 |
| Total capital | 8,117,000 | 8,308,000 | 7,473,000 | 7,571,000 |
| Risk-weighted assets | 28,182,000 | 26,804,000 | 26,985,000 | 27,179,000 |