Call reports 2001
TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK — 2001
What TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,264,000 | 16,848,000 | 17,033,000 | 34,755,000 |
| Total loans | 9,583,000 | 9,850,000 | 10,184,000 | 13,048,000 |
| Allowance for loan losses | 1,449,000 | 1,450,000 | 1,447,000 | 199,000 |
| Securities available for sale | 4,596,000 | 4,289,000 | 4,308,000 | 12,006,000 |
| Securities held to maturity | 603,000 | 596,000 | 589,000 | 1,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,930,000 | 11,533,000 | 11,520,000 | 30,799,000 |
| Interest-bearing deposits | 9,822,000 | 9,047,000 | 9,246,000 | 25,081,000 |
| Noninterest-bearing deposits | 2,108,000 | 2,486,000 | 2,274,000 | 5,718,000 |
| Equity capital | 1,858,000 | 1,953,000 | 2,093,000 | 3,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,131,000 | 3,237,000 | 2,382,000 |
| Interest expense | 200,000 | 370,000 | 514,000 | 903,000 |
| Net interest income | 890,000 | 1,761,000 | 2,723,000 | 1,479,000 |
| Noninterest income | 36,000 | 73,000 | 108,000 | 338,000 |
| Noninterest expense | 564,000 | 1,174,000 | 1,749,000 | 1,148,000 |
| Provision for loan losses | 285,000 | 446,000 | 711,000 | -1,373,000 |
| Pretax income | 77,000 | 214,000 | 371,000 | 2,042,000 |
| Income tax | 27,000 | 74,000 | 128,000 | 645,000 |
| Net income | 50,000 | 140,000 | 243,000 | 1,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,574,000 | 1,579,000 | 1,790,000 | 3,387,000 |
| Total capital | 1,716,000 | 1,728,000 | 1,937,000 | 3,586,000 |
| Risk-weighted assets | 10,054,000 | 10,620,000 | 10,484,000 | 16,925,000 |