Call reports 2022
HEARTLAND TRI-STATE BANK — 2022
What HEARTLAND TRI-STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 139,803,000 | 136,986,000 | 132,769,000 | 139,199,000 |
| Total loans | 55,238,000 | 51,144,000 | 54,409,000 | 54,915,000 |
| Allowance for loan losses | 1,071,000 | 1,058,000 | 1,056,000 | 1,026,000 |
| Securities available for sale | 49,660,000 | 48,000,000 | 52,105,000 | 52,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,836,000 | 127,861,000 | 124,590,000 | 129,968,000 |
| Interest-bearing deposits | 93,758,000 | 95,120,000 | 91,899,000 | 94,398,000 |
| Noninterest-bearing deposits | 34,078,000 | 32,741,000 | 32,691,000 | 35,570,000 |
| Equity capital | 11,144,000 | 8,024,000 | 6,991,000 | 8,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,242,000 | 3,495,000 | 4,823,000 |
| Interest expense | 95,000 | 207,000 | 375,000 | 630,000 |
| Net interest income | 1,036,000 | 2,035,000 | 3,120,000 | 4,193,000 |
| Noninterest income | 148,000 | 292,000 | 440,000 | 632,000 |
| Noninterest expense | 848,000 | 1,701,000 | 2,583,000 | 3,511,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 306,000 | 597,000 | 963,000 | 1,295,000 |
| Income tax | 52,000 | 100,000 | 164,000 | 183,000 |
| Net income | 254,000 | 497,000 | 799,000 | 1,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,290,000 | 12,540,000 | 12,511,000 | 12,824,000 |
| Total capital | 13,070,000 | 13,472,000 | 13,441,000 | 13,770,000 |
| Risk-weighted assets | 62,138,000 | 74,451,000 | 74,353,000 | 75,631,000 |