Call reports 2021
HEARTLAND TRI-STATE BANK — 2021
What HEARTLAND TRI-STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 134,981,000 | 132,553,000 | 132,837,000 | 141,117,000 |
| Total loans | 65,489,000 | 67,718,000 | 68,026,000 | 70,827,000 |
| Allowance for loan losses | 865,000 | 951,000 | 992,000 | 1,041,000 |
| Securities available for sale | 44,419,000 | 45,718,000 | 47,591,000 | 47,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,396,000 | 117,011,000 | 117,258,000 | 125,866,000 |
| Interest-bearing deposits | 90,000,000 | 88,802,000 | 88,273,000 | 94,287,000 |
| Noninterest-bearing deposits | 30,396,000 | 28,209,000 | 28,985,000 | 31,579,000 |
| Equity capital | 13,061,000 | 13,859,000 | 13,893,000 | 13,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,126,000 | 2,270,000 | 3,457,000 | 4,675,000 |
| Interest expense | 119,000 | 222,000 | 322,000 | 420,000 |
| Net interest income | 1,007,000 | 2,048,000 | 3,135,000 | 4,255,000 |
| Noninterest income | 270,000 | 789,000 | 968,000 | 1,125,000 |
| Noninterest expense | 835,000 | 1,610,000 | 2,507,000 | 3,471,000 |
| Provision for loan losses | 60,000 | 150,000 | 190,000 | 240,000 |
| Pretax income | 380,000 | 1,079,000 | 1,411,000 | 1,679,000 |
| Income tax | 61,000 | 256,000 | 317,000 | 319,000 |
| Net income | 319,000 | 823,000 | 1,094,000 | 1,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,909,000 | 12,423,000 | 12,363,000 | 12,576,000 |
| Total capital | 12,774,000 | 13,374,000 | 13,355,000 | 13,617,000 |
| Risk-weighted assets | 79,120,000 | 80,051,000 | 81,365,000 | 86,378,000 |