Call reports 2020
HEARTLAND TRI-STATE BANK — 2020
What HEARTLAND TRI-STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 122,529,000 | 131,333,000 | 129,709,000 | 132,716,000 |
| Total loans | 61,848,000 | 68,918,000 | 75,068,000 | 72,246,000 |
| Allowance for loan losses | 664,000 | 752,000 | 645,000 | 804,000 |
| Securities available for sale | 36,620,000 | 42,970,000 | 41,309,000 | 41,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,776,000 | 116,578,000 | 112,583,000 | 117,353,000 |
| Interest-bearing deposits | 86,684,000 | 91,822,000 | 87,961,000 | 89,336,000 |
| Noninterest-bearing deposits | 23,092,000 | 24,756,000 | 24,622,000 | 28,017,000 |
| Equity capital | 11,611,000 | 13,091,000 | 13,288,000 | 13,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,250,000 | 2,471,000 | 3,685,000 | 4,983,000 |
| Interest expense | 248,000 | 418,000 | 573,000 | 709,000 |
| Net interest income | 1,002,000 | 2,053,000 | 3,112,000 | 4,274,000 |
| Noninterest income | 155,000 | 476,000 | 607,000 | 782,000 |
| Noninterest expense | 869,000 | 1,823,000 | 2,631,000 | 3,520,000 |
| Provision for loan losses | 30,000 | 120,000 | 150,000 | 310,000 |
| Pretax income | 514,000 | 842,000 | 1,232,000 | 1,539,000 |
| Income tax | 106,000 | 148,000 | 212,000 | 239,000 |
| Net income | 408,000 | 694,000 | 1,020,000 | 1,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,374,000 | 11,669,000 | 11,648,000 | 11,912,000 |
| Total capital | 12,038,000 | 12,421,000 | 12,293,000 | 12,716,000 |
| Risk-weighted assets | 74,846,000 | 79,918,000 | 84,274,000 | 82,508,000 |