Call reports 2019
HEARTLAND TRI-STATE BANK — 2019
What HEARTLAND TRI-STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 89,909,000 | 126,239,000 | 118,249,000 | 121,971,000 |
| Total loans | 53,413,000 | 64,649,000 | 69,112,000 | 67,727,000 |
| Allowance for loan losses | 576,000 | 630,000 | 647,000 | 645,000 |
| Securities available for sale | 26,757,000 | 28,788,000 | 33,921,000 | 36,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,656,000 | 113,226,000 | 104,992,000 | 108,595,000 |
| Interest-bearing deposits | 59,747,000 | 90,694,000 | 83,716,000 | 86,370,000 |
| Noninterest-bearing deposits | 14,909,000 | 22,532,000 | 21,276,000 | 22,225,000 |
| Equity capital | 9,839,000 | 11,898,000 | 12,045,000 | 12,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,025,000 | 2,260,000 | 3,612,000 | 4,913,000 |
| Interest expense | 236,000 | 535,000 | 826,000 | 1,090,000 |
| Net interest income | 789,000 | 1,725,000 | 2,786,000 | 3,823,000 |
| Noninterest income | 109,000 | 267,000 | 421,000 | 566,000 |
| Noninterest expense | 659,000 | 1,457,000 | 2,325,000 | 3,201,000 |
| Provision for loan losses | 23,000 | 78,000 | 101,000 | 123,000 |
| Pretax income | 218,000 | 461,000 | 837,000 | 1,119,000 |
| Income tax | 38,000 | 82,000 | 157,000 | 176,000 |
| Net income | 180,000 | 379,000 | 680,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,975,000 | 11,684,000 | 11,719,000 | 11,364,000 |
| Total capital | 10,551,000 | 12,314,000 | 12,366,000 | 12,009,000 |
| Risk-weighted assets | 59,040,000 | 103,183,000 | 74,731,000 | 72,797,000 |