Call reports 2018
HEARTLAND TRI-STATE BANK — 2018
What HEARTLAND TRI-STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 84,880,000 | 91,091,000 | 93,615,000 | 93,632,000 |
| Total loans | 50,110,000 | 54,139,000 | 57,572,000 | 56,586,000 |
| Allowance for loan losses | 510,000 | 515,000 | 536,000 | 552,000 |
| Securities available for sale | 27,293,000 | 27,898,000 | 27,204,000 | 27,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,054,000 | 72,915,000 | 69,773,000 | 77,274,000 |
| Interest-bearing deposits | 59,591,000 | 59,358,000 | 57,691,000 | 62,638,000 |
| Noninterest-bearing deposits | 15,463,000 | 13,557,000 | 12,082,000 | 14,636,000 |
| Equity capital | 9,245,000 | 9,444,000 | 9,197,000 | 9,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 890,000 | 1,838,000 | 2,892,000 | 3,941,000 |
| Interest expense | 140,000 | 306,000 | 516,000 | 768,000 |
| Net interest income | 750,000 | 1,532,000 | 2,376,000 | 3,173,000 |
| Noninterest income | 135,000 | 259,000 | 383,000 | 525,000 |
| Noninterest expense | 629,000 | 1,248,000 | 1,884,000 | 2,529,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 241,000 | 513,000 | 830,000 | 1,109,000 |
| Income tax | 44,000 | 95,000 | 167,000 | 235,000 |
| Net income | 197,000 | 418,000 | 663,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,531,000 | 9,760,000 | 9,790,000 | 10,010,000 |
| Total capital | 10,041,000 | 10,275,000 | 10,326,000 | 10,562,000 |
| Risk-weighted assets | 55,873,000 | 60,442,000 | 62,508,000 | 61,406,000 |