Call reports 2017
HEARTLAND TRI-STATE BANK — 2017
What HEARTLAND TRI-STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 74,977,000 | 81,021,000 | 84,059,000 | 85,327,000 |
| Total loans | 49,576,000 | 53,731,000 | 56,082,000 | 53,810,000 |
| Allowance for loan losses | 471,000 | 489,000 | 491,000 | 502,000 |
| Securities available for sale | 17,139,000 | 19,313,000 | 19,123,000 | 22,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,965,000 | 69,934,000 | 67,880,000 | 75,063,000 |
| Interest-bearing deposits | 27,423,000 | 58,414,000 | 56,884,000 | 61,870,000 |
| Noninterest-bearing deposits | 33,542,000 | 11,520,000 | 10,996,000 | 13,193,000 |
| Equity capital | 9,052,000 | 9,491,000 | 9,369,000 | 9,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,686,000 | 2,583,000 | 3,500,000 |
| Interest expense | 82,000 | 184,000 | 307,000 | 443,000 |
| Net interest income | 693,000 | 1,502,000 | 2,276,000 | 3,057,000 |
| Noninterest income | 121,000 | 248,000 | 378,000 | 505,000 |
| Noninterest expense | 583,000 | 1,203,000 | 1,810,000 | 2,439,000 |
| Provision for loan losses | 20,000 | 35,000 | 45,000 | 60,000 |
| Pretax income | 211,000 | 509,000 | 793,000 | 1,057,000 |
| Income tax | 53,000 | 139,000 | 220,000 | 203,000 |
| Net income | 158,000 | 370,000 | 573,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,194,000 | 9,414,000 | 9,294,000 | 9,582,000 |
| Total capital | 9,665,000 | 9,903,000 | 9,785,000 | 10,084,000 |
| Risk-weighted assets | 53,177,000 | 55,722,000 | 57,792,000 | 57,196,000 |