Call reports 2016
HEARTLAND TRI-STATE BANK — 2016
What HEARTLAND TRI-STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 73,881,000 | 81,595,000 | 78,590,000 | 78,695,000 |
| Total loans | 43,095,000 | 47,328,000 | 51,815,000 | 51,928,000 |
| Allowance for loan losses | 402,000 | 417,000 | 442,000 | 446,000 |
| Securities available for sale | 21,956,000 | 25,306,000 | 18,196,000 | 17,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,075,000 | 61,798,000 | 57,716,000 | 62,007,000 |
| Interest-bearing deposits | 23,003,000 | 49,876,000 | 24,069,000 | 28,977,000 |
| Noninterest-bearing deposits | 41,072,000 | 11,922,000 | 33,647,000 | 33,030,000 |
| Equity capital | 9,072,000 | 9,374,000 | 9,281,000 | 9,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,531,000 | 2,358,000 | 3,140,000 |
| Interest expense | 69,000 | 136,000 | 213,000 | 292,000 |
| Net interest income | 689,000 | 1,395,000 | 2,145,000 | 2,848,000 |
| Noninterest income | 114,000 | 230,000 | 361,000 | 527,000 |
| Noninterest expense | 585,000 | 1,152,000 | 1,748,000 | 2,393,000 |
| Provision for loan losses | 5,000 | 16,000 | 46,000 | 51,000 |
| Pretax income | 214,000 | 459,000 | 753,000 | 944,000 |
| Income tax | 54,000 | 118,000 | 199,000 | 209,000 |
| Net income | 160,000 | 341,000 | 554,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,926,000 | 9,113,000 | 9,107,000 | 9,296,000 |
| Total capital | 9,328,000 | 9,530,000 | 9,549,000 | 9,742,000 |
| Risk-weighted assets | 45,060,000 | 49,814,000 | 51,740,000 | 54,137,000 |