Call reports 2015
HEARTLAND TRI-STATE BANK — 2015
What HEARTLAND TRI-STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 71,470,000 | 77,455,000 | 82,068,000 | 78,332,000 |
| Total loans | 39,982,000 | 45,827,000 | 47,825,000 | 47,440,000 |
| Allowance for loan losses | 358,000 | 355,000 | 393,000 | 397,000 |
| Securities available for sale | 23,253,000 | 24,544,000 | 23,872,000 | 21,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,028,000 | 61,747,000 | 58,096,000 | 65,355,000 |
| Interest-bearing deposits | 25,974,000 | 26,990,000 | 23,979,000 | 23,108,000 |
| Noninterest-bearing deposits | 36,054,000 | 34,757,000 | 34,117,000 | 42,247,000 |
| Equity capital | 8,730,000 | 8,752,000 | 8,886,000 | 9,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,496,000 | 2,297,000 | 3,058,000 |
| Interest expense | 69,000 | 141,000 | 215,000 | 287,000 |
| Net interest income | 656,000 | 1,355,000 | 2,082,000 | 2,771,000 |
| Noninterest income | 102,000 | 220,000 | 346,000 | 483,000 |
| Noninterest expense | 556,000 | 1,142,000 | 1,751,000 | 2,364,000 |
| Provision for loan losses | 5,000 | 8,000 | 13,000 | 23,000 |
| Pretax income | 202,000 | 432,000 | 666,000 | 877,000 |
| Income tax | 51,000 | 109,000 | 163,000 | 180,000 |
| Net income | 151,000 | 323,000 | 503,000 | 697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,603,000 | 8,802,000 | 8,838,000 | 9,035,000 |
| Total capital | 8,961,000 | 9,157,000 | 9,231,000 | 9,432,000 |
| Risk-weighted assets | 46,023,000 | 53,845,000 | 55,035,000 | 47,660,000 |