Call reports 2013
HEARTLAND TRI-STATE BANK — 2013
What HEARTLAND TRI-STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 74,263,000 | 74,972,000 | 77,085,000 | 77,045,000 |
| Total loans | 35,062,000 | 38,239,000 | 41,857,000 | 45,329,000 |
| Allowance for loan losses | 330,000 | 338,000 | 330,000 | 339,000 |
| Securities available for sale | 33,245,000 | 31,388,000 | 29,655,000 | 25,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,073,000 | 63,125,000 | 58,563,000 | 62,029,000 |
| Interest-bearing deposits | 54,695,000 | 35,788,000 | 33,492,000 | 53,643,000 |
| Noninterest-bearing deposits | 10,378,000 | 27,337,000 | 25,071,000 | 8,386,000 |
| Equity capital | 8,160,000 | 7,916,000 | 7,825,000 | 8,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,443,000 | 2,205,000 | 2,956,000 |
| Interest expense | 80,000 | 156,000 | 233,000 | 311,000 |
| Net interest income | 654,000 | 1,287,000 | 1,972,000 | 2,645,000 |
| Noninterest income | 113,000 | 228,000 | 364,000 | 485,000 |
| Noninterest expense | 502,000 | 1,024,000 | 1,597,000 | 2,111,000 |
| Provision for loan losses | 17,000 | 22,000 | 32,000 | 37,000 |
| Pretax income | 248,000 | 469,000 | 707,000 | 984,000 |
| Income tax | 60,000 | 120,000 | 186,000 | 255,000 |
| Net income | 188,000 | 349,000 | 521,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,892,000 | 8,076,000 | 8,058,000 | 8,256,000 |
| Total capital | 8,222,000 | 8,414,000 | 8,388,000 | 8,595,000 |
| Risk-weighted assets | 33,603,000 | 39,580,000 | 40,050,000 | 47,201,000 |