Call reports 2012
HEARTLAND TRI-STATE BANK — 2012
What HEARTLAND TRI-STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 70,490,000 | 71,457,000 | 71,830,000 | 77,356,000 |
| Total loans | 35,142,000 | 38,960,000 | 40,840,000 | 44,418,000 |
| Allowance for loan losses | 10,000 | 62,000 | 91,000 | 310,000 |
| Securities available for sale | 24,161,000 | 25,643,000 | 25,391,000 | 27,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,380,000 | 61,350,000 | 59,217,000 | 64,847,000 |
| Interest-bearing deposits | 33,628,000 | 35,176,000 | 50,757,000 | 56,168,000 |
| Noninterest-bearing deposits | 27,752,000 | 26,174,000 | 8,460,000 | 8,679,000 |
| Equity capital | 8,463,000 | 8,753,000 | 8,959,000 | 8,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 1,169,000 | 1,889,000 | 2,899,000 |
| Interest expense | 64,000 | 137,000 | 218,000 | 336,000 |
| Net interest income | 403,000 | 1,032,000 | 1,671,000 | 2,563,000 |
| Noninterest income | 85,000 | 195,000 | 329,000 | 439,000 |
| Noninterest expense | 353,000 | 846,000 | 1,374,000 | 1,825,000 |
| Provision for loan losses | 10,000 | 20,000 | 20,000 | 308,000 |
| Pretax income | 125,000 | 359,000 | 642,000 | 910,000 |
| Income tax | 34,000 | 110,000 | 197,000 | 314,000 |
| Net income | 91,000 | 249,000 | 445,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,630,000 | 8,384,000 | 8,549,000 | 8,108,000 |
| Total capital | 7,640,000 | 8,446,000 | 8,640,000 | 8,418,000 |
| Risk-weighted assets | 40,872,000 | 44,842,000 | 42,965,000 | 40,866,000 |