Call reports 2011
HEARTLAND TRI-STATE BANK — 2011
What HEARTLAND TRI-STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 69,572,000 | 75,453,000 | 72,724,000 | 76,445,000 |
| Total loans | 37,625,000 | 40,494,000 | 40,156,000 | 42,504,000 |
| Allowance for loan losses | 604,000 | 525,000 | 680,000 | 691,000 |
| Securities available for sale | 17,605,000 | 28,671,000 | 26,363,000 | 24,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,634,000 | 62,434,000 | 57,631,000 | 67,980,000 |
| Interest-bearing deposits | 30,424,000 | 54,031,000 | 49,515,000 | 55,908,000 |
| Noninterest-bearing deposits | 31,210,000 | 8,403,000 | 8,116,000 | 12,072,000 |
| Equity capital | 7,521,000 | 7,686,000 | 7,967,000 | 8,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,469,000 | 2,261,000 | 3,047,000 |
| Interest expense | 122,000 | 233,000 | 342,000 | 443,000 |
| Net interest income | 588,000 | 1,236,000 | 1,919,000 | 2,604,000 |
| Noninterest income | 133,000 | 250,000 | 484,000 | 577,000 |
| Noninterest expense | 468,000 | 987,000 | 1,403,000 | 1,838,000 |
| Provision for loan losses | 30,000 | 60,000 | 220,000 | 250,000 |
| Pretax income | 223,000 | 439,000 | 780,000 | 1,093,000 |
| Income tax | 72,000 | 138,000 | 248,000 | 164,000 |
| Net income | 151,000 | 301,000 | 532,000 | 929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,421,000 | 7,446,000 | 7,550,000 | 7,824,000 |
| Total capital | 7,978,000 | 7,971,000 | 8,054,000 | 8,324,000 |
| Risk-weighted assets | 45,135,000 | 43,012,000 | 40,147,000 | 39,805,000 |