Call reports 2001
HEARTLAND TRI-STATE BANK — 2001
What HEARTLAND TRI-STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,104,000 | 46,050,000 | 44,323,000 | 47,938,000 |
| Total loans | 32,007,000 | 34,254,000 | 34,127,000 | 36,324,000 |
| Allowance for loan losses | 629,000 | 647,000 | 674,000 | 633,000 |
| Securities available for sale | 6,399,000 | 5,462,000 | 5,146,000 | 4,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,974,000 | 40,809,000 | 38,823,000 | 42,636,000 |
| Interest-bearing deposits | 34,270,000 | 37,659,000 | 35,237,000 | 38,482,000 |
| Noninterest-bearing deposits | 3,704,000 | 3,150,000 | 3,586,000 | 4,154,000 |
| Equity capital | 4,838,000 | 4,996,000 | 5,211,000 | 5,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,800,000 | 2,714,000 | 3,584,000 |
| Interest expense | 399,000 | 774,000 | 1,115,000 | 1,408,000 |
| Net interest income | 494,000 | 1,026,000 | 1,599,000 | 2,176,000 |
| Noninterest income | 114,000 | 234,000 | 363,000 | 485,000 |
| Noninterest expense | 367,000 | 726,000 | 1,083,000 | 1,471,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 273,000 |
| Pretax income | 181,000 | 414,000 | 699,000 | 917,000 |
| Income tax | 68,000 | 156,000 | 264,000 | 347,000 |
| Net income | 113,000 | 258,000 | 435,000 | 570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,797,000 | 4,942,000 | 5,120,000 | 5,005,000 |
| Total capital | 5,181,000 | 5,324,000 | 5,498,000 | 5,394,000 |
| Risk-weighted assets | 30,453,000 | 30,254,000 | 29,864,000 | 30,894,000 |