Call reports 2007
FIRST WESTERN BANK — 2007
What FIRST WESTERN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 471,358,000 | 494,205,000 | 521,130,000 | 504,705,000 |
| Total loans | 388,543,000 | 410,090,000 | 408,557,000 | 408,938,000 |
| Allowance for loan losses | 4,208,000 | 4,190,000 | 4,190,000 | 8,604,000 |
| Securities available for sale | 49,869,000 | 49,292,000 | 50,439,000 | 51,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,639,000 | 438,335,000 | 464,007,000 | 448,790,000 |
| Interest-bearing deposits | 348,128,000 | 363,711,000 | 380,742,000 | 366,693,000 |
| Noninterest-bearing deposits | 69,511,000 | 74,624,000 | 83,265,000 | 82,097,000 |
| Equity capital | 44,105,000 | 44,432,000 | 46,840,000 | 45,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,078,000 | 16,535,000 | 25,302,000 | 34,267,000 |
| Interest expense | 3,450,000 | 7,227,000 | 11,201,000 | 15,125,000 |
| Net interest income | 4,628,000 | 9,308,000 | 14,101,000 | 19,142,000 |
| Noninterest income | 583,000 | 1,158,000 | 1,718,000 | 2,627,000 |
| Noninterest expense | 2,298,000 | 4,642,000 | 6,978,000 | 9,884,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,500,000 |
| Pretax income | 2,913,000 | 5,824,000 | 8,841,000 | 7,390,000 |
| Income tax | 95,000 | 219,000 | 345,000 | 491,000 |
| Net income | 2,818,000 | 5,605,000 | 8,496,000 | 6,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,157,000 | 44,665,000 | 46,662,000 | 45,073,000 |
| Total capital | 48,365,000 | 48,855,000 | 50,852,000 | 50,925,000 |
| Risk-weighted assets | 441,137,000 | 465,142,000 | 466,524,000 | 465,414,000 |