Call reports 2006
FIRST WESTERN BANK — 2006
What FIRST WESTERN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 362,387,000 | 372,120,000 | 479,041,000 | 473,923,000 |
| Total loans | 293,093,000 | 308,292,000 | 385,478,000 | 381,741,000 |
| Allowance for loan losses | 3,279,000 | 3,269,000 | 4,239,000 | 4,197,000 |
| Securities available for sale | 37,329,000 | 37,274,000 | 52,317,000 | 53,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,977,000 | 327,816,000 | 425,927,000 | 421,218,000 |
| Interest-bearing deposits | 261,315,000 | 270,444,000 | 348,785,000 | 341,130,000 |
| Noninterest-bearing deposits | 56,662,000 | 57,372,000 | 77,142,000 | 80,088,000 |
| Equity capital | 33,101,000 | 33,351,000 | 43,625,000 | 43,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,628,000 | 11,806,000 | 22,842,000 | 30,919,000 |
| Interest expense | 2,156,000 | 4,651,000 | 9,105,000 | 12,481,000 |
| Net interest income | 3,472,000 | 7,155,000 | 13,737,000 | 18,438,000 |
| Noninterest income | 420,000 | 908,000 | 1,733,000 | 2,280,000 |
| Noninterest expense | 1,737,000 | 3,662,000 | 7,070,000 | 9,966,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,155,000 | 4,401,000 | 8,417,000 | 10,769,000 |
| Income tax | 96,000 | 181,000 | 352,000 | 417,000 |
| Net income | 2,059,000 | 4,220,000 | 8,065,000 | 10,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,247,000 | 33,827,000 | 43,954,000 | 43,812,000 |
| Total capital | 36,526,000 | 37,096,000 | 48,193,000 | 48,009,000 |
| Risk-weighted assets | 336,281,000 | 348,549,000 | 439,081,000 | 433,127,000 |