Call reports 2005
FIRST WESTERN BANK — 2005
What FIRST WESTERN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 329,702,000 | 344,832,000 | 348,738,000 | 356,950,000 |
| Total loans | 262,688,000 | 275,726,000 | 278,567,000 | 279,257,000 |
| Allowance for loan losses | 3,348,000 | 3,297,000 | 3,307,000 | 3,278,000 |
| Securities available for sale | 35,586,000 | 35,138,000 | 35,559,000 | 37,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,880,000 | 298,705,000 | 302,551,000 | 310,220,000 |
| Interest-bearing deposits | 234,003,000 | 248,014,000 | 248,898,000 | 249,021,000 |
| Noninterest-bearing deposits | 50,877,000 | 50,691,000 | 53,653,000 | 61,199,000 |
| Equity capital | 30,745,000 | 31,678,000 | 32,613,000 | 32,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,645,000 | 9,729,000 | 15,023,000 | 20,398,000 |
| Interest expense | 1,472,000 | 3,126,000 | 4,951,000 | 6,970,000 |
| Net interest income | 3,173,000 | 6,603,000 | 10,072,000 | 13,428,000 |
| Noninterest income | 416,000 | 790,000 | 1,234,000 | 1,624,000 |
| Noninterest expense | 1,659,000 | 3,397,000 | 5,157,000 | 7,546,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,930,000 | 4,004,000 | 6,157,000 | 7,514,000 |
| Income tax | 81,000 | 167,000 | 263,000 | 312,000 |
| Net income | 1,849,000 | 3,837,000 | 5,894,000 | 7,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,699,000 | 31,604,000 | 32,593,000 | 32,455,000 |
| Total capital | 34,047,000 | 34,901,000 | 35,900,000 | 35,733,000 |
| Risk-weighted assets | 296,730,000 | 316,704,000 | 326,214,000 | 321,218,000 |