Call reports 2004
FIRST WESTERN BANK — 2004
What FIRST WESTERN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 305,959,000 | 307,513,000 | 318,401,000 | 321,455,000 |
| Total loans | 231,810,000 | 245,005,000 | 255,505,000 | 258,264,000 |
| Allowance for loan losses | 3,232,000 | 3,271,000 | 3,367,000 | 3,347,000 |
| Securities available for sale | 53,233,000 | 42,555,000 | 42,344,000 | 37,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,538,000 | 257,690,000 | 270,681,000 | 275,869,000 |
| Interest-bearing deposits | 212,636,000 | 212,744,000 | 216,588,000 | 224,076,000 |
| Noninterest-bearing deposits | 43,902,000 | 44,946,000 | 54,093,000 | 51,793,000 |
| Equity capital | 30,531,000 | 30,091,000 | 30,549,000 | 30,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,227,000 | 8,532,000 | 13,113,000 | 17,763,000 |
| Interest expense | 1,354,000 | 2,647,000 | 3,978,000 | 5,340,000 |
| Net interest income | 2,873,000 | 5,885,000 | 9,135,000 | 12,423,000 |
| Noninterest income | 330,000 | 708,000 | 1,118,000 | 1,483,000 |
| Noninterest expense | 1,815,000 | 3,626,000 | 5,389,000 | 7,723,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 360,000 |
| Pretax income | 1,287,000 | 2,944,000 | 4,721,000 | 6,040,000 |
| Income tax | 551,000 | 624,000 | 694,000 | 751,000 |
| Net income | 736,000 | 2,320,000 | 4,027,000 | 5,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,426,000 | 29,957,000 | 30,066,000 | 29,829,000 |
| Total capital | 32,652,000 | 33,228,000 | 33,433,000 | 33,176,000 |
| Risk-weighted assets | 258,077,000 | 273,859,000 | 280,729,000 | 285,531,000 |