Call reports 2002
FIRST WESTERN BANK — 2002
What FIRST WESTERN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 114,756,000 | 119,485,000 | 125,238,000 | 127,349,000 |
| Total loans | 75,341,000 | 80,067,000 | 75,650,000 | 75,690,000 |
| Allowance for loan losses | 1,093,000 | 1,111,000 | 1,107,000 | 1,128,000 |
| Securities available for sale | 30,775,000 | 28,711,000 | 35,903,000 | 44,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,853,000 | 100,951,000 | 105,947,000 | 106,980,000 |
| Interest-bearing deposits | 83,487,000 | 86,572,000 | 89,055,000 | 91,670,000 |
| Noninterest-bearing deposits | 12,366,000 | 14,379,000 | 16,892,000 | 15,310,000 |
| Equity capital | 11,274,000 | 11,912,000 | 12,463,000 | 12,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,827,000 | 3,706,000 | 5,607,000 | 7,458,000 |
| Interest expense | 799,000 | 1,567,000 | 2,342,000 | 3,104,000 |
| Net interest income | 1,028,000 | 2,139,000 | 3,265,000 | 4,354,000 |
| Noninterest income | 106,000 | 262,000 | 402,000 | 533,000 |
| Noninterest expense | 697,000 | 1,376,000 | 2,045,000 | 2,773,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 407,000 | 977,000 | 1,544,000 | 2,006,000 |
| Income tax | 19,000 | 45,000 | 65,000 | 108,000 |
| Net income | 388,000 | 932,000 | 1,479,000 | 1,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,810,000 | 11,194,000 | 11,466,000 | 11,635,000 |
| Total capital | 11,891,000 | 12,305,000 | 12,573,000 | 12,763,000 |
| Risk-weighted assets | 86,463,000 | 89,908,000 | 90,429,000 | 91,168,000 |