Call reports 2001
FIRST WESTERN BANK — 2001
What FIRST WESTERN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 105,924,000 | 110,421,000 | 114,629,000 | 115,716,000 |
| Total loans | 69,529,000 | 76,808,000 | 73,939,000 | 74,884,000 |
| Allowance for loan losses | 999,000 | 1,025,000 | 1,049,000 | 1,071,000 |
| Securities available for sale | 23,889,000 | 24,619,000 | 28,585,000 | 32,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,497,000 | 94,920,000 | 96,013,000 | 95,500,000 |
| Interest-bearing deposits | 81,350,000 | 81,814,000 | 81,854,000 | 80,885,000 |
| Noninterest-bearing deposits | 11,147,000 | 13,106,000 | 14,159,000 | 14,615,000 |
| Equity capital | 10,531,000 | 10,884,000 | 11,416,000 | 11,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,044,000 | 4,146,000 | 6,186,000 | 8,077,000 |
| Interest expense | 1,099,000 | 2,206,000 | 3,266,000 | 4,179,000 |
| Net interest income | 945,000 | 1,940,000 | 2,920,000 | 3,898,000 |
| Noninterest income | 108,000 | 248,000 | 396,000 | 539,000 |
| Noninterest expense | 653,000 | 1,300,000 | 1,926,000 | 2,661,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 373,000 | 827,000 | 1,401,000 | 1,757,000 |
| Income tax | 16,000 | 29,000 | 53,000 | 64,000 |
| Net income | 357,000 | 798,000 | 1,348,000 | 1,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,812,000 | 10,196,000 | 10,595,000 | 10,822,000 |
| Total capital | 10,811,000 | 11,221,000 | 11,608,000 | 11,893,000 |
| Risk-weighted assets | 81,158,000 | 85,988,000 | 80,992,000 | 87,769,000 |