Call reports 2004
PEOPLES BANK OF MARYLAND, THE — 2004
What PEOPLES BANK OF MARYLAND, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 109,933,000 | 109,752,000 |
| Total loans | 81,116,000 | 82,802,000 |
| Allowance for loan losses | 1,334,000 | 1,280,000 |
| Securities available for sale | 20,149,000 | 18,650,000 |
| Securities held to maturity | 250,000 | 250,000 |
| Trading assets | 0 | 0 |
| Total deposits | 91,865,000 | 90,468,000 |
| Interest-bearing deposits | 66,408,000 | 63,834,000 |
| Noninterest-bearing deposits | 25,457,000 | 26,634,000 |
| Equity capital | 10,946,000 | 10,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 1,472,000 | 2,968,000 |
| Interest expense | 260,000 | 513,000 |
| Net interest income | 1,212,000 | 2,455,000 |
| Noninterest income | 344,000 | 629,000 |
| Noninterest expense | 738,000 | 1,493,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 818,000 | 1,591,000 |
| Income tax | 307,000 | 575,000 |
| Net income | 511,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 10,577,000 | 10,571,000 |
| Total capital | 13,593,000 | 13,606,000 |
| Risk-weighted assets | 72,837,000 | 74,495,000 |