Call reports 2002
PEOPLES BANK OF MARYLAND, THE — 2002
What PEOPLES BANK OF MARYLAND, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 98,877,000 | 103,625,000 | 102,843,000 | 107,089,000 |
| Total loans | 68,991,000 | 69,700,000 | 71,264,000 | 70,655,000 |
| Allowance for loan losses | 1,601,000 | 1,637,000 | 1,574,000 | 1,574,000 |
| Securities available for sale | 20,543,000 | 22,930,000 | 21,063,000 | 19,949,000 |
| Securities held to maturity | 321,000 | 321,000 | 270,000 | 270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,916,000 | 85,651,000 | 82,575,000 | 84,500,000 |
| Interest-bearing deposits | 60,583,000 | 59,996,000 | 59,679,000 | 60,340,000 |
| Noninterest-bearing deposits | 20,333,000 | 25,655,000 | 22,896,000 | 24,160,000 |
| Equity capital | 11,947,000 | 12,190,000 | 12,450,000 | 12,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,614,000 | 3,223,000 | 4,841,000 | 6,449,000 |
| Interest expense | 393,000 | 771,000 | 1,140,000 | 1,487,000 |
| Net interest income | 1,221,000 | 2,452,000 | 3,701,000 | 4,962,000 |
| Noninterest income | 238,000 | 468,000 | 700,000 | 930,000 |
| Noninterest expense | 700,000 | 1,405,000 | 2,119,000 | 2,837,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 63,000 |
| Pretax income | 738,000 | 1,473,000 | 2,219,000 | 2,992,000 |
| Income tax | 259,000 | 514,000 | 777,000 | 1,044,000 |
| Net income | 479,000 | 959,000 | 1,442,000 | 1,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,461,000 | 11,534,000 | 11,695,000 | 11,844,000 |
| Total capital | 12,230,000 | 12,322,000 | 12,498,000 | 12,651,000 |
| Risk-weighted assets | 60,704,000 | 62,228,000 | 63,431,000 | 63,770,000 |