Call reports 2001
PEOPLES BANK OF MARYLAND, THE — 2001
What PEOPLES BANK OF MARYLAND, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 92,037,000 | 94,424,000 | 100,066,000 | 98,594,000 |
| Total loans | 62,559,000 | 62,443,000 | 65,011,000 | 67,959,000 |
| Allowance for loan losses | 1,574,000 | 1,606,000 | 1,588,000 | 1,627,000 |
| Securities available for sale | 20,345,000 | 21,321,000 | 23,863,000 | 22,784,000 |
| Securities held to maturity | 221,000 | 221,000 | 221,000 | 221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,245,000 | 78,266,000 | 79,798,000 | 80,127,000 |
| Interest-bearing deposits | 56,734,000 | 57,863,000 | 58,373,000 | 58,477,000 |
| Noninterest-bearing deposits | 20,511,000 | 20,403,000 | 21,424,000 | 21,650,000 |
| Equity capital | 11,146,000 | 11,248,000 | 11,645,000 | 11,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,681,000 | 3,344,000 | 5,006,000 | 6,665,000 |
| Interest expense | 528,000 | 1,018,000 | 1,504,000 | 1,939,000 |
| Net interest income | 1,153,000 | 2,326,000 | 3,502,000 | 4,726,000 |
| Noninterest income | 225,000 | 452,000 | 664,000 | 916,000 |
| Noninterest expense | 679,000 | 1,360,000 | 2,045,000 | 2,749,000 |
| Provision for loan losses | 29,000 | 57,000 | 57,000 | 86,000 |
| Pretax income | 670,000 | 1,361,000 | 2,064,000 | 2,807,000 |
| Income tax | 230,000 | 475,000 | 726,000 | 976,000 |
| Net income | 440,000 | 886,000 | 1,338,000 | 1,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,901,000 | 11,028,000 | 11,168,000 | 11,321,000 |
| Total capital | 11,608,000 | 11,746,000 | 11,908,000 | 12,076,000 |
| Risk-weighted assets | 55,732,000 | 56,578,000 | 58,316,000 | 59,558,000 |