Call reports 2025
WEBBANK — 2025
What WEBBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,081,177,000 | 2,176,971,000 | 2,387,965,000 | 2,940,956,000 |
| Total loans | 1,749,571,000 | 1,807,899,000 | 2,041,595,000 | 2,147,644,000 |
| Allowance for loan losses | 21,957,000 | 22,664,000 | 23,799,000 | 21,329,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 129,587,000 | 170,021,000 | 65,463,000 | 216,389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,620,427,000 | 1,693,068,000 | 1,863,193,000 | 2,390,034,000 |
| Interest-bearing deposits | 1,554,118,000 | 1,592,863,000 | 1,766,289,000 | 2,276,910,000 |
| Noninterest-bearing deposits | 66,309,000 | 100,205,000 | 96,904,000 | 113,124,000 |
| Equity capital | 390,436,000 | 404,650,000 | 422,871,000 | 442,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 96,778,000 | 200,656,000 | 314,035,000 | 432,027,000 |
| Interest expense | 16,653,000 | 33,948,000 | 53,768,000 | 73,798,000 |
| Net interest income | 80,125,000 | 166,708,000 | 260,267,000 | 358,229,000 |
| Noninterest income | 20,307,000 | 41,708,000 | 64,616,000 | 91,943,000 |
| Noninterest expense | 66,714,000 | 138,530,000 | 215,117,000 | 294,459,000 |
| Provision for loan losses | 3,830,000 | 6,668,000 | 9,618,000 | 13,842,000 |
| Pretax income | 29,274,000 | 61,910,000 | 100,133,000 | 140,631,000 |
| Income tax | 7,489,000 | 15,911,000 | 25,913,000 | 36,348,000 |
| Net income | 21,785,000 | 45,999,000 | 74,220,000 | 104,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 385,778,000 | 400,085,000 | 418,400,000 | 438,556,000 |
| Total capital | 409,604,000 | 425,167,000 | 443,499,000 | 461,944,000 |
| Risk-weighted assets | 2,113,754,000 | 2,040,013,000 | 2,219,201,000 | 2,628,510,000 |