Call reports 2023
WEBBANK — 2023
What WEBBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,262,732,000 | 2,338,623,000 | 2,523,152,000 | 2,517,462,000 |
| Total loans | 1,846,437,000 | 1,925,123,000 | 1,983,365,000 | 1,994,094,000 |
| Allowance for loan losses | 36,693,000 | 34,111,000 | 65,040,000 | 25,486,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 144,013,000 | 144,293,000 | 329,081,000 | 324,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,854,231,000 | 1,917,862,000 | 2,099,517,000 | 2,081,723,000 |
| Interest-bearing deposits | 1,807,411,000 | 1,863,238,000 | 2,049,175,000 | 2,046,724,000 |
| Noninterest-bearing deposits | 46,820,000 | 54,624,000 | 50,342,000 | 34,999,000 |
| Equity capital | 306,577,000 | 325,966,000 | 323,189,000 | 343,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 79,847,000 | 171,476,000 | 264,352,000 | 361,834,000 |
| Interest expense | 13,741,000 | 32,122,000 | 54,494,000 | 80,432,000 |
| Net interest income | 66,106,000 | 139,354,000 | 209,858,000 | 281,402,000 |
| Noninterest income | 12,934,000 | 26,688,000 | 40,218,000 | 55,077,000 |
| Noninterest expense | 44,617,000 | 101,589,000 | 150,930,000 | 208,154,000 |
| Provision for loan losses | 7,806,000 | 11,010,000 | 47,979,000 | 50,044,000 |
| Pretax income | 26,828,000 | 53,167,000 | 49,308,000 | 76,518,000 |
| Income tax | 7,140,000 | 14,091,000 | 13,009,000 | 19,566,000 |
| Net income | 19,688,000 | 39,076,000 | 36,299,000 | 56,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 297,271,000 | 316,759,000 | 314,081,000 | 334,833,000 |
| Total capital | 324,463,000 | 343,959,000 | 344,053,000 | 359,747,000 |
| Risk-weighted assets | 2,168,470,000 | 2,171,217,000 | 2,363,297,000 | 2,331,535,000 |