Call reports 2022
WEBBANK — 2022
What WEBBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,348,904,000 | 1,631,388,000 | 1,840,740,000 | 1,961,456,000 |
| Total loans | 1,051,307,000 | 1,253,282,000 | 1,321,662,000 | 1,584,683,000 |
| Allowance for loan losses | 13,816,000 | 16,502,000 | 21,377,000 | 29,690,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 68,583,000 | 167,577,000 | 156,637,000 | 176,718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 819,663,000 | 1,185,535,000 | 1,431,549,000 | 1,568,511,000 |
| Interest-bearing deposits | 777,007,000 | 1,141,271,000 | 1,396,857,000 | 1,534,262,000 |
| Noninterest-bearing deposits | 42,656,000 | 44,264,000 | 34,692,000 | 34,249,000 |
| Equity capital | 259,324,000 | 264,890,000 | 277,774,000 | 293,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 29,209,000 | 65,273,000 | 114,216,000 | 179,527,000 |
| Interest expense | 1,164,000 | 2,835,000 | 7,606,000 | 16,908,000 |
| Net interest income | 28,045,000 | 62,438,000 | 106,610,000 | 162,619,000 |
| Noninterest income | 10,974,000 | 22,632,000 | 35,756,000 | 48,450,000 |
| Noninterest expense | 23,116,000 | 50,874,000 | 83,981,000 | 121,294,000 |
| Provision for loan losses | 1,282,000 | 5,165,000 | 11,758,000 | 23,177,000 |
| Pretax income | 14,581,000 | 28,965,000 | 46,507,000 | 66,466,000 |
| Income tax | 3,864,000 | 7,682,000 | 12,340,000 | 16,821,000 |
| Net income | 10,717,000 | 21,283,000 | 34,167,000 | 49,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 251,148,000 | 256,768,000 | 265,908,000 | 280,951,000 |
| Total capital | 264,964,000 | 273,270,000 | 287,285,000 | 306,618,000 |
| Risk-weighted assets | 1,106,583,000 | 1,547,629,000 | 1,774,436,000 | 2,049,404,000 |