Call reports 2021
WEBBANK — 2021
What WEBBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,157,124,000 | 2,650,606,000 | 1,441,759,000 | 1,460,454,000 |
| Total loans | 2,910,081,000 | 2,373,058,000 | 1,264,282,000 | 1,054,898,000 |
| Allowance for loan losses | 19,984,000 | 15,380,000 | 13,671,000 | 13,925,000 |
| Securities available for sale | 450,000 | 450,000 | 0 | 0 |
| Securities held to maturity | 15,864,000 | 21,612,000 | 17,555,000 | 54,932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,257,000 | 410,985,000 | 489,558,000 | 824,923,000 |
| Interest-bearing deposits | 404,799,000 | 379,086,000 | 454,713,000 | 785,588,000 |
| Noninterest-bearing deposits | 28,458,000 | 31,899,000 | 34,845,000 | 39,335,000 |
| Equity capital | 222,889,000 | 235,605,000 | 245,995,000 | 253,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 21,364,000 | 46,348,000 | 71,718,000 | 100,744,000 |
| Interest expense | 2,232,000 | 4,859,000 | 6,649,000 | 7,694,000 |
| Net interest income | 19,132,000 | 41,489,000 | 65,069,000 | 93,050,000 |
| Noninterest income | 12,556,000 | 26,481,000 | 41,096,000 | 53,156,000 |
| Noninterest expense | 11,340,000 | 25,006,000 | 42,011,000 | 63,379,000 |
| Provision for loan losses | -715,000 | -2,283,000 | -1,845,000 | 123,000 |
| Pretax income | 21,047,000 | 45,249,000 | 65,982,000 | 82,679,000 |
| Income tax | 5,451,000 | 11,936,000 | 17,462,000 | 21,546,000 |
| Net income | 15,596,000 | 33,313,000 | 48,520,000 | 61,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 214,678,000 | 227,448,000 | 237,710,000 | 245,377,000 |
| Total capital | 222,035,000 | 235,613,000 | 248,309,000 | 257,262,000 |
| Risk-weighted assets | 575,981,000 | 646,045,000 | 844,908,000 | 948,838,000 |