Call reports 2020
WEBBANK — 2020
What WEBBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 874,222,000 | 2,698,889,000 | 2,782,223,000 | 2,686,814,000 |
| Total loans | 622,206,000 | 2,631,604,000 | 2,632,406,000 | 2,516,167,000 |
| Allowance for loan losses | 52,422,000 | 58,960,000 | 42,628,000 | 27,059,000 |
| Securities available for sale | 787,000 | 655,000 | 433,000 | 450,000 |
| Securities held to maturity | 27,025,000 | 17,050,000 | 12,384,000 | 16,868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 668,977,000 | 458,085,000 | 388,938,000 | 355,735,000 |
| Interest-bearing deposits | 641,561,000 | 428,933,000 | 365,723,000 | 331,502,000 |
| Noninterest-bearing deposits | 27,416,000 | 29,152,000 | 23,215,000 | 24,233,000 |
| Equity capital | 173,912,000 | 174,345,000 | 196,486,000 | 212,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 29,294,000 | 50,032,000 | 72,854,000 | 97,523,000 |
| Interest expense | 3,434,000 | 6,910,000 | 9,446,000 | 11,733,000 |
| Net interest income | 25,860,000 | 43,122,000 | 63,408,000 | 85,790,000 |
| Noninterest income | 17,707,000 | 25,934,000 | 36,650,000 | 46,651,000 |
| Noninterest expense | 12,466,000 | 22,914,000 | 33,547,000 | 44,205,000 |
| Provision for loan losses | 26,137,000 | 40,390,000 | 30,706,000 | 21,946,000 |
| Pretax income | 4,978,000 | 5,773,000 | 35,805,000 | 66,287,000 |
| Income tax | 1,580,000 | 1,942,000 | 9,833,000 | 14,599,000 |
| Net income | 3,398,000 | 3,831,000 | 25,972,000 | 51,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,575,000 | 166,062,000 | 188,258,000 | 204,028,000 |
| Total capital | 175,294,000 | 174,013,000 | 195,390,000 | 212,002,000 |
| Risk-weighted assets | 734,879,000 | 585,097,000 | 535,129,000 | 618,906,000 |