Call reports 2019
WEBBANK — 2019
What WEBBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 807,706,000 | 924,603,000 | 889,166,000 | 960,730,000 |
| Total loans | 563,550,000 | 648,164,000 | 723,758,000 | 779,735,000 |
| Allowance for loan losses | 22,428,000 | 29,436,000 | 33,904,000 | 36,682,000 |
| Securities available for sale | 1,693,000 | 1,444,000 | 1,251,000 | 855,000 |
| Securities held to maturity | 56,030,000 | 58,144,000 | 44,152,000 | 37,896,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 638,120,000 | 751,237,000 | 698,003,000 | 754,806,000 |
| Interest-bearing deposits | 605,423,000 | 715,507,000 | 661,426,000 | 696,869,000 |
| Noninterest-bearing deposits | 32,697,000 | 35,730,000 | 36,577,000 | 57,937,000 |
| Equity capital | 145,825,000 | 151,443,000 | 164,826,000 | 175,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 23,185,000 | 50,201,000 | 80,104,000 | 112,495,000 |
| Interest expense | 3,926,000 | 8,128,000 | 12,696,000 | 16,282,000 |
| Net interest income | 19,259,000 | 42,073,000 | 67,408,000 | 96,213,000 |
| Noninterest income | 12,724,000 | 27,845,000 | 43,759,000 | 59,593,000 |
| Noninterest expense | 9,362,000 | 19,944,000 | 31,481,000 | 43,633,000 |
| Provision for loan losses | 8,470,000 | 21,185,000 | 32,415,000 | 43,371,000 |
| Pretax income | 14,162,000 | 28,812,000 | 47,300,000 | 68,827,000 |
| Income tax | 3,838,000 | 7,871,000 | 12,976,000 | 18,816,000 |
| Net income | 10,324,000 | 20,941,000 | 34,324,000 | 50,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,099,000 | 142,972,000 | 156,414,000 | 167,131,000 |
| Total capital | 155,134,000 | 153,236,000 | 167,376,000 | 178,930,000 |
| Risk-weighted assets | 709,210,000 | 801,777,000 | 853,871,000 | 919,065,000 |