Call reports 2018
WEBBANK — 2018
What WEBBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 622,033,000 | 725,896,000 | 758,635,000 | 871,578,000 |
| Total loans | 317,509,000 | 393,778,000 | 449,964,000 | 523,923,000 |
| Allowance for loan losses | 7,041,000 | 9,565,000 | 13,974,000 | 17,659,000 |
| Securities available for sale | 2,342,000 | 2,342,000 | 2,342,000 | 1,958,000 |
| Securities held to maturity | 37,695,000 | 43,474,000 | 42,649,000 | 48,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 504,217,000 | 596,920,000 | 616,713,000 | 711,926,000 |
| Interest-bearing deposits | 475,858,000 | 564,787,000 | 585,212,000 | 658,233,000 |
| Noninterest-bearing deposits | 28,359,000 | 32,133,000 | 31,501,000 | 53,693,000 |
| Equity capital | 106,753,000 | 117,448,000 | 128,376,000 | 143,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,410,000 | 23,855,000 | 41,240,000 | 64,697,000 |
| Interest expense | 1,778,000 | 4,111,000 | 7,000,000 | 10,292,000 |
| Net interest income | 8,632,000 | 19,744,000 | 34,240,000 | 54,405,000 |
| Noninterest income | 11,626,000 | 27,128,000 | 41,804,000 | 56,944,000 |
| Noninterest expense | 6,629,000 | 14,571,000 | 22,929,000 | 31,807,000 |
| Provision for loan losses | 2,818,000 | 7,023,000 | 13,060,000 | 19,058,000 |
| Pretax income | 10,796,000 | 25,258,000 | 40,028,000 | 60,465,000 |
| Income tax | 2,840,000 | 6,593,000 | 10,434,000 | 15,972,000 |
| Net income | 7,956,000 | 18,665,000 | 29,594,000 | 44,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,753,000 | 117,448,000 | 128,376,000 | 143,275,000 |
| Total capital | 112,585,000 | 124,170,000 | 135,861,000 | 151,799,000 |
| Risk-weighted assets | 465,239,000 | 534,779,000 | 592,154,000 | 672,583,000 |