Call reports 2016
WEBBANK — 2016
What WEBBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 387,862,000 | 378,156,000 | 378,199,000 | 464,506,000 |
| Total loans | 309,074,000 | 147,193,000 | 192,309,000 | 154,932,000 |
| Allowance for loan losses | 889,000 | 1,102,000 | 1,609,000 | 1,483,000 |
| Securities available for sale | 576,000 | 580,000 | 577,000 | 559,000 |
| Securities held to maturity | 7,771,000 | 7,328,000 | 8,707,000 | 11,558,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,275,000 | 290,811,000 | 290,637,000 | 366,322,000 |
| Interest-bearing deposits | 287,343,000 | 262,218,000 | 271,732,000 | 324,589,000 |
| Noninterest-bearing deposits | 16,932,000 | 28,592,000 | 18,906,000 | 41,733,000 |
| Equity capital | 73,134,000 | 80,703,000 | 81,489,000 | 88,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 17,369,000 | 31,856,000 | 42,692,000 | 55,086,000 |
| Interest expense | 530,000 | 1,193,000 | 1,833,000 | 2,597,000 |
| Net interest income | 16,839,000 | 30,663,000 | 40,859,000 | 52,489,000 |
| Noninterest income | 2,815,000 | 6,547,000 | 11,061,000 | 15,893,000 |
| Noninterest expense | 4,981,000 | 9,599,000 | 14,160,000 | 18,709,000 |
| Provision for loan losses | 238,000 | 435,000 | 919,000 | 776,000 |
| Pretax income | 14,435,000 | 27,176,000 | 36,841,000 | 48,897,000 |
| Income tax | 5,843,000 | 11,019,000 | 14,895,000 | 19,709,000 |
| Net income | 8,592,000 | 16,157,000 | 21,946,000 | 29,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,134,000 | 80,703,000 | 81,489,000 | 88,698,000 |
| Total capital | 74,211,000 | 81,995,000 | 83,287,000 | 90,369,000 |
| Risk-weighted assets | 376,582,000 | 257,189,000 | 294,606,000 | 266,494,000 |