Call reports 2015
WEBBANK — 2015
What WEBBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 236,324,000 | 247,716,000 | 278,763,000 | 327,521,000 |
| Total loans | 134,644,000 | 160,804,000 | 160,869,000 | 227,653,000 |
| Allowance for loan losses | 638,000 | 624,000 | 620,000 | 630,000 |
| Securities available for sale | 577,000 | 569,000 | 575,000 | 568,000 |
| Securities held to maturity | 167,000 | 567,000 | 542,000 | 6,558,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,089,000 | 195,183,000 | 218,710,000 | 253,250,000 |
| Interest-bearing deposits | 163,733,000 | 165,939,000 | 174,444,000 | 196,533,000 |
| Noninterest-bearing deposits | 24,356,000 | 29,243,000 | 44,266,000 | 56,717,000 |
| Equity capital | 42,154,000 | 47,697,000 | 53,549,000 | 64,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,219,000 | 23,677,000 | 39,722,000 | 60,513,000 |
| Interest expense | 281,000 | 621,000 | 998,000 | 1,494,000 |
| Net interest income | 9,938,000 | 23,056,000 | 38,724,000 | 59,019,000 |
| Noninterest income | 1,977,000 | 3,986,000 | 6,050,000 | 8,798,000 |
| Noninterest expense | 3,478,000 | 6,886,000 | 10,776,000 | 15,511,000 |
| Provision for loan losses | 62,000 | 29,000 | -39,000 | -50,000 |
| Pretax income | 8,375,000 | 20,127,000 | 34,037,000 | 52,356,000 |
| Income tax | 3,339,000 | 8,040,000 | 13,604,000 | 20,931,000 |
| Net income | 5,036,000 | 12,087,000 | 20,433,000 | 31,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,154,000 | 47,697,000 | 53,549,000 | 64,535,000 |
| Total capital | 42,981,000 | 48,509,000 | 54,357,000 | 65,353,000 |
| Risk-weighted assets | 201,668,000 | 221,855,000 | 242,215,000 | 288,449,000 |