Call reports 2014
WEBBANK — 2014
What WEBBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 172,848,000 | 175,974,000 | 200,596,000 | 225,539,000 |
| Total loans | 80,617,000 | 82,629,000 | 110,982,000 | 118,487,000 |
| Allowance for loan losses | 408,000 | 362,000 | 504,000 | 557,000 |
| Securities available for sale | 562,000 | 568,000 | 567,000 | 572,000 |
| Securities held to maturity | 90,000 | 90,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,022,000 | 136,964,000 | 159,767,000 | 177,688,000 |
| Interest-bearing deposits | 126,020,000 | 121,130,000 | 139,476,000 | 147,550,000 |
| Noninterest-bearing deposits | 11,002,000 | 15,834,000 | 20,290,000 | 30,138,000 |
| Equity capital | 32,035,000 | 35,398,000 | 36,271,000 | 42,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,775,000 | 8,877,000 | 15,070,000 | 24,640,000 |
| Interest expense | 159,000 | 321,000 | 498,000 | 730,000 |
| Net interest income | 3,616,000 | 8,556,000 | 14,572,000 | 23,910,000 |
| Noninterest income | 2,889,000 | 5,810,000 | 8,893,000 | 11,668,000 |
| Noninterest expense | 2,593,000 | 5,016,000 | 7,662,000 | 10,204,000 |
| Provision for loan losses | -90,000 | -154,000 | -52,000 | -50,000 |
| Pretax income | 4,002,000 | 9,504,000 | 15,855,000 | 25,424,000 |
| Income tax | 1,546,000 | 3,692,000 | 6,169,000 | 9,901,000 |
| Net income | 2,456,000 | 5,812,000 | 9,686,000 | 15,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,048,000 | 35,405,000 | 36,279,000 | 42,116,000 |
| Total capital | 32,922,000 | 36,030,000 | 37,046,000 | 42,861,000 |
| Risk-weighted assets | 98,249,000 | 109,219,000 | 135,069,000 | 171,498,000 |