Call reports 2012
WEBBANK — 2012
What WEBBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 122,394,000 | 137,254,000 | 133,525,000 | 136,564,000 |
| Total loans | 35,365,000 | 34,616,000 | 44,805,000 | 68,399,000 |
| Allowance for loan losses | 449,000 | 386,000 | 325,000 | 284,000 |
| Securities available for sale | 514,000 | 520,000 | 524,000 | 592,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,145,000 | 106,972,000 | 100,354,000 | 104,145,000 |
| Interest-bearing deposits | 92,145,000 | 106,972,000 | 100,354,000 | 104,145,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 26,618,000 | 27,837,000 | 29,893,000 | 28,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,954,000 | 5,914,000 | 10,016,000 | 15,948,000 |
| Interest expense | 281,000 | 618,000 | 868,000 | 1,069,000 |
| Net interest income | 2,673,000 | 5,296,000 | 9,148,000 | 14,879,000 |
| Noninterest income | 1,011,000 | 2,028,000 | 3,287,000 | 4,949,000 |
| Noninterest expense | 1,602,000 | 3,407,000 | 5,318,000 | 7,189,000 |
| Provision for loan losses | -145,000 | -244,000 | -322,000 | -416,000 |
| Pretax income | 2,227,000 | 4,161,000 | 7,439,000 | 13,055,000 |
| Income tax | 831,000 | 1,552,000 | 2,778,000 | 4,961,000 |
| Net income | 1,396,000 | 2,609,000 | 4,661,000 | 8,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,604,000 | 27,817,000 | 29,869,000 | 28,302,000 |
| Total capital | 27,055,000 | 28,256,000 | 30,433,000 | 29,162,000 |
| Risk-weighted assets | 34,476,000 | 34,085,000 | 44,475,000 | 68,668,000 |