Call reports 2010
WEBBANK — 2010
What WEBBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 64,459,000 | 68,301,000 | 77,323,000 | 84,632,000 |
| Total loans | 30,821,000 | 29,030,000 | 43,474,000 | 29,867,000 |
| Allowance for loan losses | 2,080,000 | 1,918,000 | 1,703,000 | 1,540,000 |
| Securities available for sale | 0 | 0 | 0 | 500,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,301,000 | 48,627,000 | 56,878,000 | 61,918,000 |
| Interest-bearing deposits | 48,301,000 | 48,627,000 | 56,878,000 | 61,918,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 13,019,000 | 16,549,000 | 17,315,000 | 19,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,688,000 | 3,161,000 | 5,141,000 | 8,054,000 |
| Interest expense | 188,000 | 377,000 | 577,000 | 795,000 |
| Net interest income | 1,500,000 | 2,784,000 | 4,564,000 | 7,259,000 |
| Noninterest income | 614,000 | 1,287,000 | 2,013,000 | 2,747,000 |
| Noninterest expense | 1,496,000 | 3,003,000 | 4,390,000 | 6,023,000 |
| Provision for loan losses | -477,000 | -629,000 | -325,000 | -420,000 |
| Pretax income | 1,095,000 | 1,697,000 | 2,512,000 | 4,403,000 |
| Income tax | -38,000 | 34,000 | 83,000 | 84,000 |
| Net income | 1,133,000 | 1,663,000 | 2,429,000 | 4,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,829,000 | 16,383,000 | 17,182,000 | 19,133,000 |
| Total capital | 13,236,000 | 16,767,000 | 17,743,000 | 19,525,000 |
| Risk-weighted assets | 29,399,000 | 27,747,000 | 42,224,000 | 28,466,000 |