Call reports 2009
WEBBANK — 2009
What WEBBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 41,850,000 | 35,538,000 | 39,691,000 | 65,340,000 |
| Total loans | 36,406,000 | 31,397,000 | 27,381,000 | 35,417,000 |
| Allowance for loan losses | 3,011,000 | 4,612,000 | 2,324,000 | 2,193,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,318,000 | 22,327,000 | 25,093,000 | 50,213,000 |
| Interest-bearing deposits | 28,318,000 | 22,327,000 | 25,093,000 | 50,214,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,267,000 | 11,855,000 | 12,434,000 | 11,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,253,000 | 1,785,000 | 3,177,000 |
| Interest expense | 202,000 | 305,000 | 349,000 | 472,000 |
| Net interest income | 495,000 | 948,000 | 1,436,000 | 2,705,000 |
| Noninterest income | 457,000 | 865,000 | 1,015,000 | 1,590,000 |
| Noninterest expense | 927,000 | 2,004,000 | 3,825,000 | 5,849,000 |
| Provision for loan losses | 723,000 | 3,540,000 | 6,182,000 | 6,645,000 |
| Pretax income | -698,000 | -3,731,000 | -7,556,000 | -8,199,000 |
| Income tax | -208,000 | -829,000 | -233,000 | -328,000 |
| Net income | -490,000 | -2,902,000 | -7,323,000 | -7,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,980,000 | 11,584,000 | 12,186,000 | 11,617,000 |
| Total capital | 12,443,000 | 11,996,000 | 12,561,000 | 12,078,000 |
| Risk-weighted assets | 34,506,000 | 28,785,000 | 27,424,000 | 33,912,000 |