Call reports 2007
WEBBANK — 2007
What WEBBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,116,000 | 22,493,000 | 22,272,000 | 23,276,000 |
| Total loans | 19,009,000 | 17,579,000 | 13,596,000 | 19,650,000 |
| Allowance for loan losses | 364,000 | 353,000 | 311,000 | 269,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,858,000 | 13,911,000 | 13,249,000 | 13,974,000 |
| Interest-bearing deposits | 13,858,000 | 13,911,000 | 13,249,000 | 13,874,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 100,000 |
| Equity capital | 7,629,000 | 7,775,000 | 8,171,000 | 8,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 949,000 | 1,579,000 | 2,039,000 |
| Interest expense | 150,000 | 322,000 | 498,000 | 676,000 |
| Net interest income | 294,000 | 627,000 | 1,081,000 | 1,363,000 |
| Noninterest income | 542,000 | 1,166,000 | 1,568,000 | 2,280,000 |
| Noninterest expense | 551,000 | 1,287,000 | 1,800,000 | 2,373,000 |
| Provision for loan losses | 100,000 | 185,000 | 143,000 | 239,000 |
| Pretax income | 185,000 | 321,000 | 706,000 | 1,031,000 |
| Income tax | -36,000 | -47,000 | -58,000 | -28,000 |
| Net income | 221,000 | 368,000 | 764,000 | 1,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,544,000 | 7,663,000 | 8,047,000 | 8,288,000 |
| Total capital | 7,795,000 | 7,901,000 | 8,244,000 | 8,478,000 |
| Risk-weighted assets | 19,962,000 | 18,894,000 | 15,638,000 | 15,110,000 |