Call reports 2005
WEBBANK — 2005
What WEBBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 11,539,000 | 7,989,000 | 5,608,000 | 6,783,000 |
| Total loans | 4,329,000 | 4,077,000 | 3,685,000 | 4,614,000 |
| Allowance for loan losses | 297,000 | 462,000 | 150,000 | 153,000 |
| Securities available for sale | 42,000 | 41,000 | 41,000 | 40,000 |
| Securities held to maturity | 45,000 | 45,000 | 45,000 | 44,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,512,000 | 2,263,000 | 252,000 | 999,000 |
| Interest-bearing deposits | 5,512,000 | 2,263,000 | 252,000 | 999,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,871,000 | 5,616,000 | 5,160,000 | 4,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 126,000 | 234,000 | 324,000 | 421,000 |
| Interest expense | 42,000 | 65,000 | 71,000 | 75,000 |
| Net interest income | 84,000 | 169,000 | 253,000 | 346,000 |
| Noninterest income | 93,000 | 219,000 | 363,000 | 518,000 |
| Noninterest expense | 339,000 | 700,000 | 1,102,000 | 1,598,000 |
| Provision for loan losses | -9,000 | 156,000 | 156,000 | 274,000 |
| Pretax income | -153,000 | -468,000 | -642,000 | -1,008,000 |
| Income tax | 2,000 | -57,000 | 225,000 | 215,000 |
| Net income | -155,000 | -411,000 | -867,000 | -1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,870,000 | 5,616,000 | 5,160,000 | 4,805,000 |
| Total capital | 5,953,000 | 5,689,000 | 5,219,000 | 4,867,000 |
| Risk-weighted assets | 6,397,000 | 5,414,000 | 4,640,000 | 4,864,000 |