Call reports 2004
WEBBANK — 2004
What WEBBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 18,441,000 | 18,278,000 | 16,634,000 | 15,150,000 |
| Total loans | 13,895,000 | 13,943,000 | 13,782,000 | 4,450,000 |
| Allowance for loan losses | 1,137,000 | 964,000 | 1,613,000 | 306,000 |
| Securities available for sale | 57,000 | 52,000 | 46,000 | 44,000 |
| Securities held to maturity | 48,000 | 47,000 | 46,000 | 46,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,306,000 | 10,851,000 | 9,224,000 | 8,722,000 |
| Interest-bearing deposits | 10,861,000 | 10,421,000 | 9,022,000 | 8,722,000 |
| Noninterest-bearing deposits | 445,000 | 430,000 | 202,000 | 0 |
| Equity capital | 7,024,000 | 7,240,000 | 6,953,000 | 6,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,712,000 | 2,371,000 | 3,125,000 |
| Interest expense | 73,000 | 134,000 | 193,000 | 244,000 |
| Net interest income | 798,000 | 1,578,000 | 2,178,000 | 2,881,000 |
| Noninterest income | 204,000 | 514,000 | 780,000 | 1,150,000 |
| Noninterest expense | 846,000 | 1,743,000 | 1,884,000 | 4,323,000 |
| Provision for loan losses | -22,000 | -160,000 | 993,000 | 141,000 |
| Pretax income | 178,000 | 509,000 | 81,000 | -433,000 |
| Income tax | 68,000 | 183,000 | 42,000 | 454,000 |
| Net income | 110,000 | 326,000 | 39,000 | -887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,640,000 | 5,857,000 | 5,571,000 | 6,026,000 |
| Total capital | 5,826,000 | 6,043,000 | 5,755,000 | 6,119,000 |
| Risk-weighted assets | 13,909,000 | 14,073,000 | 13,253,000 | 7,223,000 |