Call reports 2003
WEBBANK — 2003
What WEBBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 21,301,000 | 19,485,000 | 18,648,000 | 19,154,000 |
| Total loans | 15,293,000 | 14,778,000 | 14,072,000 | 14,439,000 |
| Allowance for loan losses | 1,392,000 | 1,385,000 | 1,353,000 | 1,208,000 |
| Securities available for sale | 2,121,000 | 82,000 | 74,000 | 66,000 |
| Securities held to maturity | 18,000 | 12,000 | 9,000 | 48,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,533,000 | 13,409,000 | 12,206,000 | 11,917,000 |
| Interest-bearing deposits | 15,063,000 | 13,109,000 | 11,761,000 | 11,711,000 |
| Noninterest-bearing deposits | 470,000 | 300,000 | 445,000 | 206,000 |
| Equity capital | 5,647,000 | 5,895,000 | 6,167,000 | 6,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,837,000 | 2,900,000 | 3,748,000 |
| Interest expense | 97,000 | 191,000 | 263,000 | 336,000 |
| Net interest income | 747,000 | 1,646,000 | 2,637,000 | 3,412,000 |
| Noninterest income | 213,000 | 326,000 | 445,000 | 637,000 |
| Noninterest expense | 743,000 | 1,510,000 | 2,349,000 | 2,698,000 |
| Provision for loan losses | -4,000 | -7,000 | -8,000 | 424,000 |
| Pretax income | 221,000 | 469,000 | 741,000 | 927,000 |
| Income tax | 0 | 0 | 0 | -561,000 |
| Net income | 221,000 | 469,000 | 741,000 | 1,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,261,000 | 4,509,000 | 4,782,000 | 5,529,000 |
| Total capital | 4,474,000 | 4,712,000 | 4,965,000 | 5,774,000 |
| Risk-weighted assets | 15,855,000 | 15,095,000 | 13,447,000 | 18,670,000 |