Call reports 2002
WEBBANK — 2002
What WEBBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 17,724,000 | 18,219,000 | 20,376,000 | 19,231,000 |
| Total loans | 13,284,000 | 14,346,000 | 16,461,000 | 13,826,000 |
| Allowance for loan losses | 1,911,000 | 1,359,000 | 1,380,000 | 1,402,000 |
| Securities available for sale | 212,000 | 166,000 | 135,000 | 102,000 |
| Securities held to maturity | 22,000 | 20,000 | 18,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,708,000 | 12,893,000 | 14,987,000 | 13,620,000 |
| Interest-bearing deposits | 12,684,000 | 12,598,000 | 14,423,000 | 12,952,000 |
| Noninterest-bearing deposits | 24,000 | 295,000 | 564,000 | 668,000 |
| Equity capital | 4,894,000 | 5,141,000 | 5,243,000 | 5,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 874,000 | 1,607,000 | 2,349,000 |
| Interest expense | 66,000 | 147,000 | 236,000 | 336,000 |
| Net interest income | 316,000 | 727,000 | 1,371,000 | 2,013,000 |
| Noninterest income | 177,000 | 325,000 | 475,000 | 817,000 |
| Noninterest expense | 590,000 | 1,272,000 | 1,860,000 | 2,515,000 |
| Provision for loan losses | 45,000 | -140,000 | -112,000 | -85,000 |
| Pretax income | -142,000 | -80,000 | 98,000 | 400,000 |
| Income tax | -34,000 | -219,000 | -143,000 | -24,000 |
| Net income | -108,000 | 139,000 | 241,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,501,000 | 3,644,000 | 3,852,000 | 4,036,000 |
| Total capital | 3,692,000 | 3,843,000 | 4,081,000 | 4,227,000 |
| Risk-weighted assets | 13,524,000 | 14,753,000 | 17,186,000 | 14,042,000 |