Call reports 2001
WEBBANK — 2001
What WEBBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,043,000 | 11,987,000 | 12,124,000 | 12,450,000 |
| Total loans | 11,772,000 | 10,883,000 | 11,180,000 | 10,732,000 |
| Allowance for loan losses | 1,550,000 | 1,836,000 | 1,882,000 | 1,873,000 |
| Securities available for sale | 418,000 | 383,000 | 326,000 | 259,000 |
| Securities held to maturity | 32,000 | 30,000 | 27,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,190,000 | 5,566,000 | 5,304,000 | 7,314,000 |
| Interest-bearing deposits | 8,940,000 | 5,316,000 | 5,229,000 | 7,239,000 |
| Noninterest-bearing deposits | 250,000 | 250,000 | 75,000 | 75,000 |
| Equity capital | 6,470,000 | 6,110,000 | 5,877,000 | 5,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 752,000 | 1,033,000 | 1,241,000 |
| Interest expense | 161,000 | 274,000 | 339,000 | 398,000 |
| Net interest income | 236,000 | 478,000 | 694,000 | 843,000 |
| Noninterest income | 577,000 | 826,000 | 951,000 | 1,076,000 |
| Noninterest expense | 618,000 | 1,203,000 | 1,837,000 | 2,641,000 |
| Provision for loan losses | 577,000 | 866,000 | 915,000 | 1,682,000 |
| Pretax income | -382,000 | -765,000 | -1,107,000 | -2,404,000 |
| Income tax | 24,000 | 1,000 | -107,000 | -528,000 |
| Net income | -406,000 | -766,000 | -1,000,000 | -1,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,969,000 | 4,640,000 | 4,438,000 | 3,609,000 |
| Total capital | 5,120,000 | 4,781,000 | 4,584,000 | 3,759,000 |
| Risk-weighted assets | 10,687,000 | 9,609,000 | 9,948,000 | 10,311,000 |